Millennia Credit Card

Millennia Credit Card

(4/5) (104 Rating)

Millennia Credit Card

HDFC Millennia Credit Card was the first credit card I got. Though I was also eligible for HDFC Moneyback, I chose Millennia as it would offer significant value back on most of my purchases across everyday brands like Zomato, Amazon, Swiggy, Uber, etc.

With this card, I can also earn cashback on EMI and wallet reloads, which is a rare benefit on an entry-level credit card. Read my first-hand experience with HDFC Millennia Credit Card to understand its all-round features across multiple categories.

Fee And Charges

Card Type

Cashback

Joining Fee

Rs.1000

Annual Fee

Rs.1000 + Taxes

Credit Card Features

  • Credit Card Features

    Cashback

  • Credit Card Features

    Fuel

  • Credit Card Features

    Reward

  • ๐Ÿ‘‰
    Renewal Fee Waived On Annual Spends Of Rs. 1,00,000
  • ๐Ÿ‘‰
    5% Cashback On Amazon, BookMyShow, Cult.Fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber And Zomato; Upto 1,000 Cashpoints Per Month
  • ๐Ÿ‘‰
    1% Cashback On All Other Spends (except Fuel, Rent Payments, Govt Related Txns) Including EMI & Wallet Transactions; Upto 1,000 Cashpoints Per Month
  • ๐Ÿ‘‰
    Rs.1000 Worth Gift Vouchers On Spends Of Rs.1,00,000 And Above In Each Calendar Quarter
  • ๐Ÿ‘‰
    8 Complimentary Domestic Airport Lounge Access In A Calendar Year ( T&C Applicable )
  • ๐Ÿ‘‰
    Upto 20% Discount On Partner Restaurants Via Dineout
  • ๐Ÿ‘‰
    Fuel Surcharge Waiver Of 1% . (Minimum Transaction Of Rs.400, Maximum Transaction Of Rs.5,000 & Maximum Waiver Of Rs.250 Per Statement Cycle)

Credit Card Document

Identity Proof :

PAN Card/Aadhaar card/Driverโ€™s License/Passport/Voterโ€™s ID, etc.

Address Proof :

Aadhaar card/Driverโ€™s License/Passport/Ration Card, etc.

Credit Card Eligibilty

Age :

Min 21 Years & Max 40 Years

Income :

Salaried 35K Per Month

For Self Employed :

Indian National, Age: Min 21 Yrs & Max 40 Yrs, Income: ITR 6.0 Lakhs Per Annum

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Renewal Fee

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Renewal Fee

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Nil

Renewal Fee

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Renewal Fee

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Nil

Renewal Fee

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Card Type - Rewards

Joining Fee

Rs.500

Renewal Fee

Rs.500 + Taxes

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Joining Fee

Rs.500

Renewal Fee

Rs.500 + Taxes

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Rs.500

Renewal Fee

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Joining Fee

Rs.99+GST

Renewal Fee

Rs. 99 + GST

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Rs.499

Renewal Fee

Rs.499 + GST

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Card Type - Rewards

Joining Fee

Nil

Renewal Fee

Nil

IDFC Swyp Credit Card
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Card Type - Travel

Joining Fee

Rs.199

Renewal Fee

Rs.199

Standard Chartered Platinum Credit Card
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Card Type - Fuel

Joining Fee

Rs.250

Renewal Fee

Nil

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Joining Fee

Rs. 399

Renewal Fee

Rs. 399

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Card Type - Travel

Joining Fee

Nil

Renewal Fee

Nil

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Card Type - LifeStyle

Joining Fee

INR 249*

Renewal Fee

Nil*

ICICI Bank Credit Card
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Card Type - LifeStyle

Joining Fee

Nil*

Renewal Fee

Nil*

Bank of Baroda Easy Credit Card
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Card Type - Rewards

Joining Fee

Nil*

Renewal Fee

Nil*

Bank of Baroda Select Credit Card
Bank of Baroda Select Credit Card

Card Type - Rewards

Joining Fee

Nil

Renewal Fee

Nil*

Bank of Baroda Premier Credit Card
Bank of Baroda Premier Credit Card

Card Type - Shopping

Joining Fee

Nil*

Renewal Fee

Nil*

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