IDFC Swyp Credit Card
The FIRST SWYP Credit Card by IDFC Bank is an innovative offering in the Indian credit card market. It offers an array of benefits, including reward points and discounts on popular brands like Tata CLiQ, Zomato, and Dominos, making it highly appealing to youngsters.
You can use up your credit and pay the total amount due or convert your spends into EMIs. This feature is especially beneficial for young people who can easily shop and enjoy their lifestyle to the fullest by simply converting their spends into easy EMIs. These EMIs carry a flat charge starting from Rs. 49. This credit card is a great choice for students and frequent railway travelers. It offers complimentary railway lounge access up to 16 times a year. Not only this, but by referring this credit card to others, you can earn extra benefits up to Rs. 11,000. If you’re interested in domestic lounge access, you can get it by referring enough people at no extra cost. Whether you want introductory benefits, rewards on monthly spends, or discounts on popular brands, this credit card has them all.
Fee And Charges
Travel
Rs.199
Rs.199
Cashback
Lounge Access
Low Interest
Reward
Travel
Identity proof :
PAN Card/Aadhaar card/Driver’s License/Passport/Voter’s ID, etc.
Address proof :
Aadhaar card/Driver’s License/Passport/Ration Card, etc.
Income Proof :
Latest one or 2 salary slip/Latest Form 16/Last 3 months’ bank statement
Age :
Minimum Age is 18 & Above
Resident :
The Applicant must reside in India.
Income :
Minimum Net Monthly Income- INR 25,000 (subject to change)