IDFC Swyp Credit Card

IDFC Swyp Credit Card

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IDFC Swyp Credit Card

The FIRST SWYP Credit Card by IDFC Bank is an innovative offering in the Indian credit card market. It offers an array of benefits, including reward points and discounts on popular brands like Tata CLiQ, Zomato, and Dominos, making it highly appealing to youngsters.

You can use up your credit and pay the total amount due or convert your spends into EMIs. This feature is especially beneficial for young people who can easily shop and enjoy their lifestyle to the fullest by simply converting their spends into easy EMIs. These EMIs carry a flat charge starting from Rs. 49. This credit card is a great choice for students and frequent railway travelers. It offers complimentary railway lounge access up to 16 times a year. Not only this, but by referring this credit card to others, you can earn extra benefits up to Rs. 11,000. If you’re interested in domestic lounge access, you can get it by referring enough people at no extra cost. Whether you want introductory benefits, rewards on monthly spends, or discounts on popular brands, this credit card has them all.

Fee And Charges

Card Type

Travel

Joining Fee

Rs.199

Annual Fee

Rs.199

Credit Card Features

  • Credit Card Features

    Cashback

  • Credit Card Features

    Lounge Access

  • Credit Card Features

    Low Interest

  • Credit Card Features

    Reward

  • Credit Card Features

    Travel

  • 👉
    Get 200 Reward Points on your monthly spend of > Rs 5,000
  • 👉
    1000 Reward Point On 1st EMI conversion
  • 👉
    100% cashback up to Rs.200, i.e. Rs.50 each on first 4 UPI transactions
  • 👉
    4 Free Railway Lounge Access Each Quarter
  • 👉
    25% Discounts on Movie Tickets

Credit Card Document

Identity proof :

PAN Card/Aadhaar card/Driver’s License/Passport/Voter’s ID, etc.

Address proof :

Aadhaar card/Driver’s License/Passport/Ration Card, etc.

Income Proof :

Latest one or 2 salary slip/Latest Form 16/Last 3 months’ bank statement

Credit Card Eligibilty

Age :

Minimum Age is 18 & Above

Resident :

The Applicant must reside in India.

Income :

Minimum Net Monthly Income- INR 25,000 (subject to change)

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Renewal Fee

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Renewal Fee

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Credit Card Review

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