Bank of Baroda Select Credit Card
Bank of Baroda Select credit card provides select privileges on online shopping, dining, fuel purchases, and others. By providing bonus rewards every month the Select credit card provides better value for all purchases made through Select credit cards.
The card is free for a lifetime for those who spend Rs 70,000 every year through these Select credit cards. Free insurance cover and zero liability on the lost card are two other interesting features offered on the card. Besides, Select credit card also offers interesting reward points programs. The users can 1 reward point on every Rs 100 spent on all categories and 5X more rewards on online shopping, dining, and utility bill payments. Then the users can get up to 1000 bonus reward points on conducting 5 transactions above Rs 1000 on the cards and the users can even redeem reward points either for cashback or for exciting gifts and vouchers. Along with reward programs, the cardholders can become annual fee waivers by spending Rs 7500 in the first 60 days of availing the Select credit cards and Rs 70,000 within a year. Then Select credit card provides zero fuel surcharge on all fuel transactions made at any petrol station throughout India. However, a surcharge waiver is applicable from a minimum transaction value of Rs 400 up to a maximum value amount of Rs 5000. The cardholders can also get the benefit of converting their purchases of more than Rs 2500 into easy monthly installments (EMI) including available repayment tenure of 6 or 12 months. The Select credit cardholders can also get up to three-lifetime free add-on cards for family members of the primary cardholders. Add-on cards can be used by parents, spouses, siblings, and kids above 18 years old. Select credit card however also offers free insurance cover, making an inbuilt personal accidental death insurance cover to provide financial protection for the cardholders. Select credit card also provides zero liability with the loss and the cardholders have to report loss of cards within 24 hours.
Fee And Charges
Rewards
Nil
Nil*
Airline
Cashback
Fuel
Low Interest
Medical
No Annual Fee
Reward
Student
Travel
Identity proof :
PAN Card/Aadhaar card/Driver’s License/Passport/Voter’s ID, etc.
Address proof :
Aadhaar card/Driver’s License/Passport/Ration Card, etc.
Income proof :
Latest one or 2 salary slip/Latest Form 16/Last 3 months’ bank statement
Age :
The applicant must be 21-65 years Old.
Employment :
Both Salaried and Self-employed can apply for this Credit Card.
Income :
The annual income of the applicant must be at least Rs. 4 lakh or above.
