IDFC FIRST Select Credit Card
The IDFC FIRST Select credit card is a lifetime free credit card which can be a good choice for people looking for a superior rewards program, travel benefits and round-the-year offers.
IDFC First Credit Cards come with a dynamic interest rate model, based on the user’s profile. Interest rates range from 9% p.a. and can go up to 42% p.a. IDFC First Credit Cards also offer up to 48 days interest-free period on cash withdrawals and a low cash withdrawal fee of Rs. 250 only. A majority of credit cards in India do not offer an interest-free period on cash withdrawal, which means interest charges are applicable on these transactions from the day of withdrawal. In addition, they charge up to Rs. 500 as a withdrawal fee. However, with IDFC First Select credit card, you will get an interest-free period on cash withdrawals as well as a low withdrawal fee.
Fee And Charges
Travel
Nil
Nil
Cashback
Fuel
Hotel Stays
Lounge Access
Low Interest
No Annual Fee
Reward
Identity proof :
PAN Card/Aadhaar card/Driver’s License/Passport/Voter’s ID, etc.
Address proof :
Aadhaar card/Driver’s License/Passport/Ration Card, etc.
Income proof :
Latest one or 2 salary slip/Latest Form 16/Last 3 months’ bank statement
Age :
Applicant must be aged 21 yrs. or above in order to apply for an IDFC FIRST Bank Credit Card.
Resident :
The Applicant must reside in India.
Income :
Minimum Net Monthly Income- INR 25,000 (subject to change)
Credit history :
Applicant is expected to have a good credit bureau score and no evidence
