IDFC First Credit Card
IDFC First Classic is a lifetime free credit card offering 10x rewards on spends above Rs.20,000. It also proffers welcome gift vouchers worth Rs. 500 and some premium privileges across categories like entertainment, lifestyle, etc.
As an entry-level credit card, it is offering up to 2.5% returns which are pretty good. It is best suited for those who are seeking a zero fee credit card, satisfactory rewards, low-interest rates, and good benefits. Let’s have a comprehensive view of specifications of IDFC First Classic Credit Card.
Fee And Charges
Rewards
Nil
Nil
Cashback
Fuel
Lounge Access
Low Interest
No Annual Fee
Reward
Identity proof :
PAN Card/Aadhaar card/Driver’s License/Passport/Voter’s ID, etc.
Address proof :
Aadhaar card/Driver’s License/Passport/Ration Card, etc.
Income proof :
Latest one or 2 salary slip/Latest Form 16/Last 3 months’ bank statement
Age :
Applicant must be aged 21 yrs. or above in order to apply for an IDFC FIRST Bank Credit Card.
Resident :
The Applicant must reside in India.
Income :
Minimum Net Monthly Income- INR 25,000 (subject to change)
Credit history :
Applicant is expected to have a good credit bureau score and no evidence
