loading...

Open Savings Account Instantly!

Get best in class interest on balance with us

Featured
Account Opening Charges

NIL

Minimum Balance

Zero

Interest Rate

4.5-6 %

APPLY NOW

Debit Card

  • Card is no more plastic with Kotak 811
  • Get a virtual card and shrunk to fit in your mobile.
  • Pay bills faster with just few taps.
  • Just scan and pay for your shopping, groceries, home deliveries and more.

Product Features

  • Zero Minimum Balance Savings Account (no charges for not maintaining balance)
  • Up to 6 % Interest Rate Per Annum on savings a/c balance over INR 1 lakh and up to INR 1 cr
  • Earn 4.50% p.a interest on savings account balance up to INR 1 lakh and 5.5% p.a interest on savings a/c balance above INR 1 cr.(Applicable for resident accounts only)
  • Shop Travel Movies (have it all in one app)

Offers & Discounts

  • 3, 6,  9, 3, 6, 9, 12, 18 and 24 Months EMI options on FLIPKART
    • Offer Period: Valid Till 31 December 2020
  • All Kotak Mahindra Bank Limited ("Bank") Credit Cardholders ("Cardholders") have the option to purchase products from Flipkart  on Equated Monthly Installment ("EMI") by using their Kotak Credit Card
Account Opening Charges

NIL

Minimum Balance

15 lacs (Minimum monthly Relationship value)

Interest Rate

3.5 - 4%*

APPLY NOW

Debit Card

  • City Priority offers a world Debit Card which comes loaded with lots of privileges and offers
  • Enjoy daily cash withdrawal limit of Rs.1.50 Lakhs
  • Earn 2 reward points on every Rs.150 spent, redeemable for cashback to your account at 1 Reward Point = Rs.1
  • World class wealth management services with Citi Priority Personal Banker
  • Enjoy free withdrawals at any ATM worldwide
  • Account Opening Assistance to plan a comfortable move abroad with Citi Global Network
  • Simplify travel with emergency cash advance of up to US $1000 if your debit card is lost or stolen while in a foreign country.

Product Features

  • World class wealth management services with Citi Priority Personal Banker providing wide range of investment options 
  • First year complimentary Citi PremierMiles card, and 10,000 welcome bonus miles
  • Enjoy daily cash withdrawal limit of Rs.1.50 Lakhs
  • Account-related assistance within 20 seconds or less when you call  24x7 CitiPhone helpline 
  • Priority channels with improved turnaround time of 2 working days for account maintenance requests 
  • Access your own Digital Financial Planner and Model Portfolio 
  • Investment Services Account for phone based transactions 

Offers & Discounts

  • Buy one get one free ticket on movies at www.bookmyshow.com (max 2 free tickets per month; of max price Rs.350 per ticket)
  • 50% discount on Green fees hosted for Citi prirority master card holders at specified locations (Golf games and Golf games both are available)
  • City World Privileges: Enjoy various value-added offers and discounts at over 40,000 merchants in 30 countries with Citi World Privileges
Account Opening Charges

NIL

Minimum Balance

Zero

Interest Rate

4%

APPLY NOW

Debit Card

  • There is an option of getting an ATM Card with Indus Easy Savings Account
  • With this ATM Card, customers can access IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, VISA Credit Card bill payment, balance enquiry, mobile top-up and other miscellaneous requests, for FREE.
  • They can also access other bank ATMs for 5 free transactions in a month

Product Features

  • Customers under this category have an option to go in for a free ATM card.
  • This account allows customers to do free internet banking registration.
  • There is a facility of free funds transfer through NEFT or RTGS and Direct withdrawal facility – weekly once
  • 365 days banking at select branches & toll free contact centre access to IndusInd service staff

Offers & Discounts

N/A

Account Opening Charges

NIL

Minimum Balance

INR 10000/ (INR 5000 for sr. citizen)

Interest Rate

6%

APPLY NOW

Debit Card

  • With this account, customers can choose a debit card as per their requirement and usage.
  • The debit cards that can be taken with this account are Platinum Debit Card, Titanium Plus Debit Card, Titanium Debit Card or RuPay Domestic Debit Card
  • The annual charge for the Debit Card will be based on the card type selected by the accountholder

Product Features

Branch Banking Benefits

Cash Deposit Monthly limit  upto 10 lacs or 10 txns

Free NEFT & RTGS at Branch

 

Digital Banking Benefits

Enhanced Net banking Limits for Primary Holder

Unlimited Free IMPS Transactions

Free Utility Bill Payments

Unlimited Free Transfers ( RTGS & NEFT)

Unlimited ATM usage in India

Unlimited free transactions at YES BANK ATMs

Unlimited free cash withdrawals at other bank ATMs**

Unlimited free Non-financial transactions at all Bank ATMs

 

**If average monthly balance of  Rs.10,000/- is maintained

 

Family Advantage Benefits

Flexibility to maintain balances across accounts

Waiver on Debit card Annual Fee 2nd  year onwards

Offers & Discounts

Total benefits worth 28000* INR in first year of joining

·INR 200 off every month on ticket booked on Bookmyshow

·Complimentary lounge access (1 per quarter)

·50% waiver on annual maintenance charges of Demat account (1st year)

·YES Culinary experience – Dining offers in over 4000 restaurants

 

Account Opening Charges

10

Minimum Balance

Zero

Interest Rate

3.5%

APPLY NOW

Debit Card

With OBC Basic Saving Bank Deposit Account, accountholders get a free ATM card

Product Features

  • This account provides nomination facility to its accountholders
  • OBC Basic Saving Bank Deposit Account provides free Cheque Book of 25 Leaves every year
  • There is no limit on balance keeping in this account
  • 6 withdrawals per month (ATM & transfer) are provided free of cost with this account
  • There is option to avail ECS NEFT, DD facilities at nominal charges
  • OBC Basic Saving Bank Deposit Account can deposit in FD, Cumulative Deposit or Progressive deposit

Offers & Discounts

N/A

Account Opening Charges

NIL

Minimum Balance

2000

Interest Rate

4% - 6.55%

APPLY NOW

Debit Card

Bandhan Bank Sanchay Savings account comes with a Debit cum ATM card

Product Features

  • Bandhan Bank Sanchay Savings Account provides an interest rate of 4 - 6.55% (4% for amount < 1,00,000 ; 6% for > 1,00,000 & < 10 crores ; 6.55% for > 10 Crores)
  • Bandhan Bank Sanchay Savings Account provides its customers with various facilities like cheque book, debit cum ATM card, any Branch Banking facility and Phone Banking, Net Banking & Mobile Banking facility
  • Customers holding this account can deposit cash upto INR 2,00,000 per month without any charges
  • There is a free fund transfer facility with Bandhan Bank Sanchay Savings Account with a limit of 2 IMPS/RTGS/NEFT/DD per month
  • Multi- city/ At par cheqes-20 cheque leaves per month free
  • Free cash withdrwal at other bank ATMs - 5 transactions per month free 

Offers & Discounts

  • 80% instant Discount at Bookmyshow on First booking with Bandhan Bank debit card
  • Flat Rs 750 off on min booking amount of INR 6000 at MakeMyTrip.com. Another offer from MakeMyTrip.com is 25% discount with minimum booking amount of INR 3000
Account Opening Charges

10000

Minimum Balance

10000

Interest Rate

5.5% - 7.5%

APPLY NOW

Debit Card

  • With Equitas Yellow Army Savings Account, customers get exclusive co-branded debit card with CSK player images. These cards come in two variants - VISA Signature & VISA Platinum.
  • VISA Signature card has annual charges of INR 1000 plus GST and VISA Platinum has annual charges of INR 600 plus GST
  • Both the cards have unique and exciting features with innumerable benefits

Product Features

  • Specially designed welcome pack which consists of Yellow army bat (miniature), Yellow army Whistle (Whistle Podu) and Yellow army wrist band
  • Exclusive Co-branded debit card with CSK players
  • Equitas Yellow Army Savings Account provides customers with interest rate of 6% for balance upto INR 10 lakhs and 6.5% for balance above INR 10 lakhs
  • Additional benefits of personal accident insurance
  • Exclusive chequebook of 25 leafs free per quarter

Offers & Discounts

  • Customers get Rs. 500 off at exclusive Croma stores across India with Equitas Yellow Army account Visa Card
  • Get your hands on the yellow army welcome kit
  • With Equitas Yellow Army Savings account, get up to INR 10,000 off on holidays with Thomas Cook by presenting the coupon code TCVISA18 at company owned Thomas Cook stores and paying with Equitas Visa Card
Account Opening Charges

25000

Minimum Balance

25000

Interest Rate

6%-7%

APPLY NOW

Debit Card

  • As an IDFC Bank Visa Signature & Platinum Card holder, enjoy the freedom from paying 2.5% fuel surcharge across any petrol pump in India. This waiver is valid for all the fuel pumps across the country.
  • Upgrade your travel experience with complimentary access to Airport Lounges in India with your IDFC Bank Visa Signature Debit card
  • 20% off on first order at bigbasket.com or the Big Basket App with your Visa Card.
  • Enjoy a whole host of offers on food and beverages only on IDFC Bank Debit Cards

Product Features

  • Customers can get upto 40% value with IDFC Bank Savings account by maintaining a balance of INR 25,000 in their account
  • Free ATM transactions across all banks and networks
  • Unlimited free fund transfers to accounts
  • With IDFC Savings account, customers get free visa signature debit card for lifetime

Offers & Discounts

  • Free hair rejuvenation therapy at  rich feel clinic ( valid till 31/july/2019)
  • 15% off on food and soft beverages at Bijoli Grill.(valid till 31/May/2019.)
  • 20% off * on total bill or get INR 500 off on minimum billing of INR 2000 exclusive of taxes at O2 spa. ( valid till 31/May/2019)
  • 15% off on total bill at WOW Momos. ( valid till 31/May/2019) 
Account Opening Charges

NIL

Minimum Balance

Zero

Interest Rate

6% - 7%

Debit Card

  • Get a free International Visa Debit Card with the digiSavings account, which is also enabled for contactless payments. The card is free for first year and there is a nominal annual fee of INR 150 second year onwards.
  • Get a free International digibank bigbasket Debit Card, by signing up with a referral code ‘BBCREDIT’ and save upto INR 2400 annually on purchases made on bigbakset.
  • Set & change the Debit Card PIN from within the digibank app any time.
  • Enable and disable the ‘International Usage’ for the Debit card any time from within the digibank app.
  • Block and Unblock the debit card anytime from within the digibank app to prevent any unauthorised usage.
  • Avail exciting offers on digibank Debit Card. All offers are available on the digibank website (Promotions Section) or in the digibank app.

Product Features

  • Up to 7% interest on digiSavings account & up to 7.25% interest on Fixed Deposits
  • Unlimited ATM withdrawals at DBS Bank ATMs with the convenience of Zero balance account with Asia’s safest bank
  • Instant & affordable Health Insurance & Accident Insurance on the fly. Just DIY.
  • Invest in a flash - Hassle-free way to invest in Mutual Funds on the digibank app.
  • Instant same day fund transfers available 24/7, to any bank account in India without any charges. digibank supports various mode of payments including NEFT, UPI, RTGS & IMPS.
  • No more one-time passwords (OTPs) or security tokens for in-app transactions. Automatic authentication works seamlessly in the background, keeping your money completely safe
  • Manage all your different bank accounts on the digibank app and make payments with your digibank UPI ID
  • One app for all your bills - Pay your credit card, mobile and utility bills – and your insurance premiums – all on the digibank app, with a feature to set automatic bill payments
  • 24/7 virtual assistance with instant answers to more than 10,000 banking questions
  • Access your account from anywhere with convenience of banking form your laptop at home or desktop at work

Offers & Discounts

  • Sign-up with referral code ‘BBCREDIT’ & open a digiSavings account to get a digibank bigbasket Debit Card. Get flat 5% cashback (maximum of INR 200 per month) on purchases made on bigbasket website /app
  • Add a minimum of INR 5000 or more to your digiSavings account and get a bigbasket e-voucher worth INR 500 on your first Debit Card transaction on bigbasket
  • Avail exciting offers on digibank Debit Card. All offers are available on the digibank website (Promotions Section) or in the digibank app
Account Opening Charges

NIL

Minimum Balance

10000

Interest Rate

3.5%

APPLY NOW

Debit Card

  • Standard Chatered Digital Savings Account holders get an international Platinum Debit Card
  • With SC Debit card, customers get 15% off at more than 600 restaurants
  • 5% cashbank at croma with SC Debit Card. Offer valid every tuesday till 26 March 2019. Min spends INR 20000

Product Features

  • Standard Chartered Digital Account provides its customers with 100% digital banking along with ample number of features and benefits.
  • Customers can access a wide range of services from their secure online banking platform.
  • Free Platinum Debit card for first year
  • Zero fees on UPI, IMPS and NEFT
  • Complimentary 3 months Saavn Pro Subscription
  • With the 360 rewards program, get 2x reward points on using your savings account.
  • Standard Chartered's Phone Banking service is enhanced to deliver a more user friendly process for your everyday banking routines.
  • Maximum amount that can be kept in this account is Rs. 1 Lakh. Maximum credit of Rs. 2 Lakhs is allowed in this account, post which customers will need to convert to Full KYC account
  • Customers will get 100 reward points for every 500 reward points that they redeem for donations towards CRY and similar charities

Offers & Discounts

  • Get 10% membership discount at Mickey Mehta 360° wellness temples, 15% off on spas, retreats, events, etc. and 20% off on wellness consultation and ‘Learn Swimming in 24 Hours’ programme.
  • INR 200 discount at Grofers every Saturday and Sunday by using code SCB200. Offer valid till 31st March 2020
Account Opening Charges

NIL

Minimum Balance

10000

Interest Rate

4%

APPLY NOW

Debit Card

  • ICICI Bank Advantage Woman Savings Account comes with a Customized ICICI Bank Pocket Debit Card
  • Customers can earn Upto INR 750/month cashback on Dining, Jewelry and Entertainment with this debit card
  • Get complimentary personal accident insurance protection and purchase protection cover on your debit card 
  • Daily cash and withdrawal limit as per your account variant.

Product Features

  • With this ICICI Bank Advantage Woman Bank Savings Account, customers can earn upto INR 750/month cashback on Dining, Jewelry and Entertainment
  • This account also gives a discount of 50% on locker rent for the first year
  • This account becomes a Zero Balance accountif account holder opens a Recurring deposit of INR 3000/month to shop from Tanishq
  • This account provides its female customers with money Multiplier facility with best interest rates. It also gives best home loan rates to its customers
  • MyMoney tool for managing finances

Offers & Discounts

  • Preferential rates on home loan, personal loans and car loans- enjoy the double benifits of lower rates and having a home in your name.
  • Apply easily for iProtect smart which has comprehensive premium for life, accidental death and 34 critical illness cover.
  • Tools for managing your finances - My Money. 
Account Opening Charges

NIL

Minimum Balance

Zero

Interest Rate

3.5%

APPLY NOW

Debit Card

A personalised Rupay Debit Card is issued in this account

 

Product Features

  • It will be a singly operated account only. Nomination is mandatory in the account
  • The account is opened on OTP based e-KYC of Aadhaar; and requires full KYC to be done by visiting a branch of Bank
  • Insta Savings account can be converted to Digital Savings Account or Regular Savings Account within 1 year
  • Branch selected by the customer will be Home Branch for the account
  • Closure of Account by the Customer: The Digital Savings account can be closed only by making a written request at the home branch only
  • This account is not available for existing customers of the Bank

Offers & Discounts

  • No minimum balance requirement
  • Free RuPay card for Insta account & Personalised Debit Card for Digital account
Sorry! We couldn't find any offer matching this category.

Q1.What all documents do i need to open a savings account?

 

Proof of ID

Passport

Voter's ID

Permanent driving licence

Permanent Account Number(PAN)

Aadhaar Card

NREGA job card

Residence Proof:

  • Society outgoing bill
  • Electricity/water/telephone bill
  • Gas bill(pipeline)
  • Property tax statement
  • Domicile certificate
  • Aadhaar card
  • NREGA job card
  • Defence ID card
  • Registered rent/lease agreement

 

Q2.How many types of account can i choose from?

 

Basic savings Account

Salary account

Minor's savings account

Woman's savings account

Senior citizen's savings account

 

Q3.How much is the minimum account balance i can have in my savings account?

 

The minimum account balance in a savings account can vary from INR0 To INR25000 depending upon the bank.

 

Q4.What is a dormant account?

 

As per Reserve bank of India(RBI) guidelines an account becomes dormant when no transaction has been initiated by any means(cash withdrawl,issue of Cheque, fund transfer, Internet banking etc) for two years at a stretch.

 

Q5.As a senior citizen what benefits can i get from the Senior citizen savings account?

 

As a senior citizen there are various facilities you can avail from the account such as:

  • Priority services
  • Discounts at partner outlets
  • Free of cost alerts
  • Free cash withdrawal
  • Free of cost passbook facility

Select up to 3 items for detailed comparison

top