Credit Cards With No Annual Fee

List of Credit Cards With No Annual Fee

Posted by Creditkaro

Credit Card February 20, 2018

Bank: Citibank Credit Cards

Category: Fuel Credit Cards

The bank in this category offers two types of credit card (referred to as CC). A detailed comparison and review is mentioned below:

Citibank Indian Oil Credit Card (Platinum): You are only eligible for this particular credit card if the per annum salary exceeds INR 5 lacs. Apart from this you also get 1% waiver from the surcharge. The basic features of turbo points remain the same for both the cards.

Apply online today and get 1000 cashback in your Citibank credit card

Citibank Indian Oil Credit Card (Titanium): If you are looking for Credit Cards with no annual fee, you are eligible for this credit card in case your salary is less than INR 5 Lakhs. This card has an annual fees of INR 1000 and to make it more appealing to the consumers it offers an additional 5% off and all Indian Oil petrol pumps along with 15% off on Partner Restaurants of Citi Bank.

Both these credit cards are one of the Best Credit Cards In India when it comes to Applying Credit cards with no annual fee.

Bank: Citi Bank Credit Card

Category: Rewards Credit Card

Citibank Rewards Credit Card: You can apply for this credit card if your annual salary is more than INR 500,000. In case you spend more than INR 30,000 or more on this card the annual fees of INR 3,000 is waived off. The only difference between this and other rewards card is that it can be used internationally across 700 outlets and online shopping sites.

Apply now and get 2500 Reward Points upon Card Activation

Citibank Rewards Domestic Credit Card: The annual fees for this credit card is INR 1000 and this card can only be used across India. The points can be adjusted against your statement outstanding. Also you will be eligible to apply the card if your salary is between 100,000 to 500,000.

Apply now and get 1,000 bonus points on your first Rs. 1,000 spend 

Category: Shopping Credit Cards

First Citizen Citi Credit Card: In case you like shopping at Shoppers Stop or are a member at the outlet this is the card you want. The card offers immense benefits for shopping at the store. It also provides 15% extra discount on Citibank partner restaurants.

Apply now and get First-use Benefits worth Rs.2050 Shoppers Stop Vouchers

Bank: HSBC Credit Cards

Category: Cashback Credit Cards

HSBC Visa Platinum Credit Card: This card has no annual fees as well as no joining fees. One of the major advantage of this card is that you get balance transfer facility, i.e. you can transfer the balance of other bank credit cards and repay it in easy installments at a lower interest rate. Additionally it also contains cashback offers and a rewards program.

Click here to check out the features and eligibility criteria

Category: Lifestyle

HSBC Premier Master Credit Card:

The card offers you lounge access of more than 600 airport lounge in India and across the world with Priority Pass Membership. It also help save 2.5% on fuel surcharge on any petrol pump in India apart from various cashback rewards and access to select golf courses in India. It is one of the best cards offered by the bank in terms of cashback rewards and other features.

Check out the features and apply for the card

Bank: Kotak Mahindra Credit Card

Category: Entertainment

Kotak Mahindra Bank PVR Platinum Credit Card:

The card offers 2 free PVR movie ticket every month when you spend at least INR 10,000 on monthly purchases. You can be eligible in case your annual salary is between 100,000 to 500,000. An additional benefit is the insurance cover of INR 75,000 on loss of card.

Bank: Standard Chartered Credit Card

Category: Rewards

Standard Chartered Platinum Rewards Credit Card: The rewards offered by the bank for this card are immense. The bank offers rewards for dining, fuel and a host of discounts on shopping, travel and more. An additional 20% cashback on UBER rides.

Additional Suggestion:

Bank: ICICI Bank Credit Card

Category: Cashback

ICICI Bank Platinum Chip Credit Card:

Even though the joining fees for this credit card is very nominal at INR 199, it is one of the best cards available in the market if your annual salary is between 100,000 to 500,000. It offers payback rewards points while spending along with a minimum 15% savings in 800+ restaurants across India. The fuel surcharge of 2.5% is waived off across HPCL pumps.

Click here to check features and apply for the card

All above Credit Cards are best credit cards in India if you are looking for Credit cards with no annual fee. you can also check out top cashback credit cards list.