Kotak811 Zero Balance Saving Account

Kotak811 Zero Balance Saving Account

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Kotak811 Zero Balance Saving Account

Kotak 811 is a zero balance digital account which offers interest rate of up to 4%* p.a. Download the Kotak Mobile Banking App or visit Kotak811 Website to open your Kotak 811 account. Register using your Aadhaar number*, PAN and other basic details

This allows a savings account holder to earn higher interest as offered in FDs while retaining the liquidity offered by a saving account. As and when the balance in the savings or current account crosses a preset threshold, the excess amount is automatically used to open FDs for a pre-determined tenure (also called sweep-out).

Fee And Charges

Interest Rate

4%

Minimum Balance

Rs. 0

Acc. Opening Charges

Rs. 0

Savings Account Features

  • Credit Card Features

    Balance Transfer

  • Credit Card Features

    Flexible Cash Withdrawal

  • Credit Card Features

    Banking On The Go

  • Credit Card Features

    Biller

  • Credit Card Features

    Debit Card

  • Credit Card Features

    Higher Interest Rate

  • Credit Card Features

    Keeping A Tab On Your Transactions

  • Credit Card Features

    Secure Form Of Banking

  • πŸ‘‰
    Paperless Process - no paperwork, no hassle!
  • πŸ‘‰
    No charges for non-maintenance of balance
  • πŸ‘‰
    A free virtual debit card, plus cash and cheque deposits at the bank’s branch
  • πŸ‘‰
    Make digital payments easily using NEFT, UPI and Scan & Pay

Savings Account Offers

Image Debit Card :

A onetime image fee of Rs.235 and an annual fee of Rs.299 inclusive of all taxes

Savings Account Service

Account Opening Charges :

Free

Funds Transfer :

NEFT / RTGS (Nil Charges) / IMPS (Through Internet & Mobile Banking)

Physical Debit Card Charges :

Rs.299

ATM Charges :

Financial Transactions: Rs.21

Foreign Exchange Mark-up :

Fee 3.5%

Internet Banking :

24/7 access through the Kotak 811 App

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AOC

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AOC

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AOC

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Interest Rate

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AOC

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Savings Account Review

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