Savings Account of this Bank

Account Opening Charges


Minimum Balance


Interest Rate



Debit Card

  • As an IDFC Bank Visa Signature & Platinum Card holder, enjoy the freedom from paying 2.5% fuel surcharge across any petrol pump in India. This waiver is valid for all the fuel pumps across the country.
  • Upgrade your travel experience with complimentary access to Airport Lounges in India with your IDFC Bank Visa Signature Debit card
  • 20% off on first order at bigbasket.com or the Big Basket App with your Visa Card.
  • Enjoy a whole host of offers on food and beverages only on IDFC Bank Debit Cards

Product Features

  • Customers can get upto 40% value with IDFC Bank Savings account by maintaining a balance of INR 25,000 in their account
  • Free ATM transactions across all banks and networks
  • Unlimited free fund transfers to accounts
  • With IDFC Savings account, customers get free visa signature debit card for lifetime

Offers & Discounts

  • IDFC Bank Signature Debit Card holders can avail up to a maximum of Rs 250 cashback and IDFC Bank Platinum Debit cardholders can avail up to a maximum of INR 125 cashback on purchase of tickets on Bookmyshow.
  • Flat Rs.500 OFF on minimum purchase of Rs.3000 and above at Croma stores across the country
  • 20% off on Ferns & Petals website on a minimum spend of Rs 999
  • IDFC Bank accountholders can get additional Rs 1,000 off on annual gym membership rates at Gold's Gym
  • Rs.500 off on a minimum purchase of Rs. 2,000 at Jabong by using coupon code "VISAJB500" at checkout

IDFC Bank is a part of the company Infrastructure Development Finance Company, and started its operations in 2015. Headquartered in Mumbai, IDFC has 100+ branches, 120+ ATMs and 1000s of MicroATMs across the country providing real time banking services in areas which don't have banks.

IDFC Bank prides on being a nation's bank, they aim to build a new-age bank that will serve the most pressing needs of urban and Rural India. Their Bharat Banking provides more accessible micro-ATMs, Doorstep Banking, and Relationship Officers among other services

IDFC Bank provides its customers with all the banking services under one roof. They provide customers with different types of Savings Account, Loans, Insurance and Deposits. In addition to Personal Banking, IDFC Bank also provides Wholesale Banking, Business Banking and Wealth Management Services

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