YES BANK Personalized Savings Account

YES BANK Personalized Savings Account

YES BANK Personalized Savings Account

Account Opening Charges


Minimum Balance


Interest Rate

5% - 6.25%

Debit Card

  • With this account, customers can choose a debit card as per their requirement and usage.
  • The debit cards that can be taken with this account are Platinum Debit Card, Titanium Plus Debit Card, Titanium Debit Card or RuPay Domestic Debit Card
  • The annual charge for the Debit Card will be based on the card type selected by the accountholder

Product Features

  • With YES BANK Savings account, customers can earn upto 70% more compared to standard savings account with 3.5% interest rate. In YES BANK, interest rate of 6.25% p.a. is applicable to balances of INR 1 Crore & above, 6% p.a. for balances of INR 1 lakh upto INR 1 Crore and 5% p.a. for balances upto INR 1 lakh
  • Tax-free interest income upto INR 10,000 on Savings accounts
  • YES BANK provides Unlimited access to ATMs of any bank across India without any charges
  • Account holders can avail benefit of NIL Minimum balance requirement by opening FD, Recurring Deposit, Current Account etc with YES Bank
  • Customers have the flexibility of choosing packages as per their requirement. Some of the features include digital banking benefits, branch benefits, unlimited ATM usage or Family advantage

Offers & Discounts

  • This account offers its customers to avail innumerable offers based on the card chosen by them.
  • Upto Rs 200 off on BookMyShow while booking movie tickets
  • 10% discount while making flight bookings at Big Breaks
  • Up to Rs. 20,000 cashback on bookings with YES Bank Debit card
  • Upto Rs 2100 off on flight bookings made at ixigo.com
  • Get 7.5% instant discount on International Flights at makemytrip every friday
Yes Bank Personalised Savings account gives all the power to the customers. Be it alternatives to maintain Nil account balance, account packages, type of Debit card, this account gives all choices to the customer. In addition to this, they provide higher interest rates compared to other banking enabling the customers to earn upto 70% more

Standard Savings Accounts in other banks give an interest rate of 3.5% .  In YES BANK, interest rate of 5% p.a. is given for balance below INR 1 lakh, 6% for balance between 1 lakh to 1 crore and 6.25% for balance above 1 crore in the account. In addition to this, YES Bank gives quarterly payout of interest with this account

This account provides multiple options for accountholders to opt for maintaining zero balance in the account without any deductions. They are Recurring Deposit, Fixed deposit or Standing instructions for Mutual Fund

The different cards that customers can choose with Personalised savings account are RuPay card, Titanium Card, Titanium Plus Card and Platinum Debit Card. The charges for each are mentioned below:

  1. YES Prosperity RuPay Domestic Card: INR 99 per annum
  2. YES Prosperity Titanium Card: INR 149 per annum
  3. YES Prosperity Titanium Plus Card: INR 399 per annum
  4. YES Prosperity Platinum Card: INR 599 per annum

Toll free number: 1800 2000

Landline number: +91 22 6121 9000