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EMI starting @ ₹ 2187 per ₹ 1 lakh

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Yes, you have an option to prepay the entire loan amount which is outstanding after 12 installments. Prepayment charge is 5% + GST.

No. Part prepayment option is not available.

In order to prepay your loan outstanding, you need to visit the nearest ICICI branch. You need to carry the following documents:

  • Request letter signed by the loan applicant
  • cheque/cash or demand draft
  • PAN card (if the amount is more than 50,000 and the payment mode is cash)

You can repay the loan in EMIs. In case you are an account holder you can mandate the bank to directly debit the amount through auto debit mandate.

Personal loan interest rates vary from 11.25% to 22.00%