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EarlySalary Personal Loan

About EarlySalary Personal Loan

EarlySalary is an innovative lending platform that will change the way loans in India are taken.

Being a new age online brand, we bring together new credit scoring systems for superior customer profiling. Our mobile first strategy will help customers get credit in minutes.

Eligibility

  • You must be a resident of India
  • You should be at least 21 years old and below 55 years of age
  • You should be a salaried individual
  • If you are living in a metro city, your minimum monthly income should be at least Rs. 18,000 and if you are living in a non- metro city, your minimum monthly income should be at least Rs. 15,000

Interest Rate

24 - 30 %

Processing Fee

INR 150 - 300*

Tenure

1 years

Fee And Charges EarlySalary Personal Loan

Personal Loan Fee TypeCharges
Processing FeeINR 150 - 300*
Tenure1 years

Features

  • Debt Consolidation

  • House Renovation

  • laptop

  • Medical Expenses

  • Mobile

  • Marriage

  • Education

  • Travel

  • TV

  • Used Car

  • Two Wheeler

Features

Debt Consolidation

House Renovation

laptop

Medical Expenses

Mobile

Marriage

Education

Travel

TV

Used Car

Two Wheeler

Documents required

  • Rent agreement and landlords electricity bill, landline bill/ mobile postpaid bill/ gas bill/ water bill (not 3 months old)
  • PAN Card, Aadhaar Card, Driving License, Passport, Voter ID Card
  • Bank statement

Preclosure & Other Charges

  • Pre-closure - Nil
  • Processing Fees - Up to 1.50% of the loan amount
  • Late payment charges- Up to 3% per month on the amount due, subject to a minimum of Rs. 500
  • Repayment Instrument(s) mandate reject charge - Up to Rs. 250 per rejection
  • Charges for bouncing of the Repayment Instrument(s) - INR 500 per month / per default towards its dishonor
  • Stamp Duty - 0.1% of the sanctioned amount or Rs. 100, whichever is higher
Customer Care Number
020-67639797

FAQ

Any outstanding as of 29/02/2020 will be the reference amount for calculating the differential. Any replacement/credits subsequent from 01/03/2020 shall be ignored for the purpose of calculation.
The differential amount will be credited to the respective loan account(s) of the borrower.
Early salary or its lenders will finalize the list of the eligible borrowers for the relief based on the GOI guidelines.
No. The loan should be a “Non-Performing Asset (NPA) as on 29/02/2020.

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Interest Rate - 24 - 30 %

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