Find The Best Suited

Personal Loan For You!

0 / 10
Apply Instant Personal Loan Online

What Is Personal loan

Personal loan is an unsecured loan which helps you to meet your immediate monetary desires. One does not typically have to be compelled to pledge any security or collateral while availing a personal loan and your investor provides you with the flexibility to use the funds as per your requirements. It will help managing your travel expense, wedding expenses, finance expenses of a medical emergency, home renovation, debt consolidation etc.

personal loan apply online
Eligibility criteria for online personal loan application
  • The minimum age is between 21 to 23 depending upon the lending bank’s/finance company’s discretion and the maximum age is 58.
  • Salary slips of last 2 months.
  • KYC documents.
  • Employee I.D card of the company.
personal loan at low interest rate
Benefits of applying for personal loan online
  • Loans starting from Rs. 50,000.
  • Faster processing of amount disbursal in account.
  • Simple and minimum documentation.
  • Flexible reimbursement choices. The reimbursement tenure will vary from twelve to sixty months.
  • Affordable Rates & Charges.
  • To ease the burden of paying off the personal Loan forth with, you will be entitled to the EMI (Equated Monthly Installment) facility.

How to apply

Instant personal loan Online

Log on to CreditKaro.com and select the category of loan by clicking on the loan tab.

Apply personal loan online

Select the filter entries as per your desire and choose among the given options.

personal loan apply

Fill in your personal, financial, and employment details.

Apply Instant Personal Loan Online

Select the loan quantity and tenure that you simply need and evaluate the EMI with EMI calculator, to urge instant on-line approval.

personal loan apply online

Submit the required documents with our website application form.

personal loan at low interest rate

Get the cash disbursal in your Saving account within the stipulated time mentioned by the lender under their terms and conditions.

Apply personal loan online
personal loan apply
Documents required for personal loan application
  • Address Proof (acceptable documents - Aadhaar, Driving License, Voter Id).
  • Latest photographs.
  • Pan Card
  • Bank statements/ Access to bank details such as A/C number, IFSC, MICR.

Factors Affecting Personal Loan


  • If you would like to use a private loan to fulfill some of your imperative needs, then you should examine if you're eligible for the specified loan value or not.

  • To do that, you'll be able to check your loan eligibility by entering your details in the personal loan eligibility checker. One will have the option to pick their town, age, financial gain and expenses and the tool can predict the eligible quantity.

  • As per the qualifying amount, you'll be able to apply for identical loan and obtain instant personal loan approval.

Get the desired personal loan interest rates without pleading!

BENEFITS OF personal loan

Don’t let cash be a constraint once it involves planning your dream wedding, travel destination, house renovation or even debt consolidation. Whatever is the current need, you can avail a loan that meets the exact requirement so that you can execute your plans without facing any monetary hassles.

Apply Instant Personal Loan Online

Purposes of Personal Loan

A personal loan can help you to manage your wedding expenses, finance your travel plans, fund the renovation of your home or help you manage unplanned medical emergencies.

If you are looking for money, without the hassle of availing multiple loans.

personal loan apply online

Flexibility of loan tenure

Banks/Financial institutions encourage customers to borrow as per their compensation capability, however they tend to perceive that there are also unforeseen things wherever you will not be able to pay back as per prescribed time of your loan.

In such cases, lenders tend to work with their loaning partners to facilitate extension/restructuring of your loan tenure in certain cases. This is often purely based on investor’s discretion.

personal loan at low interest rate

Apply for loans even after business hours

One of the most convenient features is that you can apply for a personal loan online at any time of the day. However, we would still need to check if your application meets our partner’s responsible lending policy.

Apply personal loan online

Avail Collateral-free/Unsecured loans

A collateral free loan allows you to borrow money without pledging any assets. So, if you fail to repay for a few months, your property would still be safe with you.

Filter By-
We found 2 Personal Loans
(15 reviews)

We Searched Hard!

But couldn't find any result

Bajaj Finserv Personal Loan

Bajaj Finserv Personal Loan

Interest Rate

12.99* %

Processing Fee

INR 1.50% - 3.99%*


5 years

EarlySalary Personal Loan

EarlySalary Personal Loan

Interest Rate

24 - 30 %

Processing Fee

INR 150 - 300*


1 years

Steps To Apply Instant Personal Loan Online

Apply personal loan online

City I live In -

Knowing your location helps us find out the best resources around you, and we can work with more precision every time.

personal loan apply

Choose your employment type -

Let us know if you are salaried , self employed or a retired person so that we can segregate the products according to your needs.

Apply Instant Personal Loan Online

choose company name -

Letting us know your company name helps us filter out the best products based on availability.

personal loan apply online

Your Monthly Income-

Help us know your income structure so that we can categorize the products based on your feasibility.

Apply Personal
Loan Online


You can opt for a personal loan for making big purchases, marriage , home renovation, medical bills, investments, down payments etc. basically any expense which comes with a short notice period in a lump sum amount.
Personal loans generally vary between 1 to 5 years.
  • The key documents are as follows:
  • Income Proof for Salaried
  • Recent acknowledged ITR for self-employed
  • Address proof
  • Identity Proof
  • License/Degree (in case of self-employed )
  • Yes. You have the option of prepaying the loan with various loan providers, standard pre-closure charges will be levied.
    Yes. A Processing fee will be levied on which differs from bank to bank.
    EMI is Equated monthly Installments which is a partial amount that you pay on a monthly basis in lieu of the loan amount availed from the bank or any financial lender. EMI comprises of the principal amount and the interest levied.
    Applying for a personal loan online with CreditKaro is very convenient because you can apply from anywhere anytime. We remove the hassle of a branch visit for you. You also get instant approval on personal loan online.
  • - It is very easy to apply for a personal loan with credit Karo, all you need to do is:
  • Visit our website
  • Select personal loan from the home page
  • Choose the plan of your choice
  • Click on Apply
  • While selecting the filters click on salaried
  • you will have all suitable plans on your screen.
  • Yes, in various cases a co-applicant can be added in order to get a better credit score for a larger loan amount. If a lender is offering this facility it will be mentioned in the application form.
    Yes. You may use it for commercial purpose, but the loan cap and tenure will remain the same.
    Most banks and NBFCs limit a personal loan at 25 lacs for an individual but the lender usually evaluates the financial position of the applicant before granting a loan.
    You must have a regular source of income to avail a personal loan. The categories of income are salaried, self-employed professional, or a businessperson. Your eligibility is also affected by your income, the company you are employed with, your credit history, your residential location among other factors depending on the lender's criteria.
  • This is very simple, just follow these steps given below:
  • Log on to CreditKaro.com
  • Select the personal loan option from the home page
  • Choose up to 3 personal loans from all the plans
  • click on the compare tab to add your products
  • Compare the products on the basis of given criteria
  • choose the one that suits you
  • Having a higher credit score shows that you have a good repayment record and that you have paid your installments timely. Higher credit score increases your chances of getting approved for a loan, moreover you can negotiate other perks like higher loan amount, lower interest rate, waiver on additional charges, instant approval etc.
  • The basic difference between personal loan and loan against property is :
  • Personal loan is an unsecured loan which can be availed from the bank for personal use. You generally use the loan amount for personal expenses like, construction of your house, raw materials, machinery, marriage, a business set-up etc.
  • Loan against property is a secured loan that can be availed against mortgage of the borrower’s property. It can be a residential property which is either self-occupied or rented, commercial property or a piece of land. You can use this loan amount to meet any personal expenses just like a personal loan.
  • top