loading...
Free Credit Score Login

Looking for a personal loan?

Compare and apply instantly

Aditya Birla Capital Personal Loan

Aditya Birla Capital Personal Loan

Interest Rate

14% - 26%

Processing Fee

Upto 2% of loan amount

TENURE

Upto 5 years

APPLY NOW

ELIGIBILITY

  • Indian National
  • Salaried individuals
  • Age > 23 & < 60 years

DOCUMENTS REQUIRED

  • Loan Application Form
  • KYC Documents
  • Last three months salary slips
  • Last six months bank statement

PRECLOSURE + OTHER CHARGES

  • Pre-closure is allowed after 6 months from loan disbursement date.
  • No preclosure charges for Loans with floating rate of Interest.
ICICI Bank Personal Loan

ICICI Bank Personal Loan

Interest Rate

10.99% - 20%

Processing Fee

Upto 2.25% plus taxes

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Salaried individual: Age > 23 years & < 58 years|Monthly income > INR 25000 for metro cities and INR 17500 for others|Total work exp > 2 years|Current residence > 1 year
  • Self employed individuals: Age >25 years for Doctors and 28 years for other SEP|Income >INR 15 lacs for SEP & >INR 40 lacs for SENP|Current business >5 years; for Doctors >3 years

DOCUMENTS REQUIRED

  • Salaried employees: ID Proof (Voter ID/Passport/PAN/DL/Aadhaar) + Address Proof (Passport/Utility bills/Aadhaar Card) + Bank statement for latest 3 months in which salary is credited + 3 latest salary slips +2 passport size photos
  • Self employed individuals:  ID Proof (Voter ID/Passport/PAN/DL/Aadhaar) + Address Proof (Passport/Utility bills/Aadhaar Card) + DOB Proof + Income proof (2 years audited by CA) + 6 months bank statement + Office address proof + Proof of continuity of business

PRECLOSURE + OTHER CHARGES

  • No prepayment allowed before 6 months
  • 5% preclosure charges plus applicable taxes
  • Late payment additional interest rate is 24% per annum
Home Credit Instant Cash Loan

Home Credit Instant Cash Loan

Interest Rate

Upto 36% (Varies as per loan amount, tenure, credit score etc)

Processing Fee

Zero

TENURE

1 year

APPLY NOW

ELIGIBILITY

  • Indian National with age > 19 years
  • Must have valid Email id and Mobile number (linked to Aadhaar)
  • Aadhaar Card + PAN Card
  • Functional webcam with Internet connection
  • Personal Bank Savings Account with Net Banking facility

DOCUMENTS REQUIRED

  • Online submission of PAN Card & Aadhaar Card

PRECLOSURE + OTHER CHARGES

  • No prepayment allowed
Edelweiss Salary Advance Loan

Edelweiss Salary Advance Loan

Interest Rate

Based on tenure

Processing Fee

Zero

TENURE

1 year - 2 years

APPLY NOW

ELIGIBILITY

  • Indian National | Salaried Individuals
  • Age > 21 years
  • Work Experience > 1 year in present company
  • Net Salary > INR 20000 per month

DOCUMENTS REQUIRED

  • ID and Address Proof
  • Last 3 months Salary slips
  • Last 6 months Bank statements
  • Passport size photographs
  • Appointment letter/  Letter of employment duration from employer
  • Salary Bank Account for latest 6 months 

PRECLOSURE + OTHER CHARGES

  • 4% Cashback on amount prepaid
Indiabulls Dhani Personal Loan

Indiabulls Dhani Personal Loan

Interest Rate

11.99% onwards

Processing Fee

Upto 5% of loan amount

TENURE

3 months - 6 years

APPLY NOW INSTALL NOW INSTALL NOW

ELIGIBILITY

  • Indian National
  • Salaried individuals/ Self Employed Individuals
  • Age > 21 years
  • Monthly income > INR 15000

DOCUMENTS REQUIRED

  • Aadhaar Card
  • PAN Card
  • Bank Account Internet Banking

PRECLOSURE + OTHER CHARGES

  • No prepayment charges for loan upto INR 20000
  • 5% prepayment charges for loan > INR 20000 
YES Bank Personal Loan

YES Bank Personal Loan

Interest Rate

10.75% onwards

Processing Fee

Upto 2.5% of loan amount (Min: INR 999 plus taxes)

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Indian National
  • Salaried individuals
  • Age > 21 & < 60 years at time of loan closure

DOCUMENTS REQUIRED

  • Loan Application Form
  • ID Proof - Passport/ Driving Licence/ Aadhaar Card/ Voter ID
  • Address Proof - Valid ID Proof with permanent address
  • Income Proof - Last 3 months salary slips + Last 6 months Bank statement + Last 2 years IT Returns

PRECLOSURE + OTHER CHARGES

  • Both part prepayment and foreclosure are allowed after payment of 12 EMIs.
  • Part prepayment charges are 1% of amount being paid
  • Foreclosure charges are 4% of Outstanding Principal between 13 - 24 months from 1st EMI / 3% between 25 - 36 months / 2% between 37 - 48 months / No charges after 48 months from 1st EMI
Axis Bank Personal Loan

Axis Bank Personal Loan

Interest Rate

15.75% - 24%

Processing Fee

1.5% - 2% of loan amount

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Indian National
  • Salaried individuals - Salaried Doctors/ Private & Public Ltd Employees/ Public & Pvt Limited Companies/ Government sector Employees
  • Age > 21 years & < 60 years at the time of maturity
  • Monthly income > INR 15000

DOCUMENTS REQUIRED

  • Loan Application Form
  • KYC Documents - ID Proof, Address Proof, Age Proof, Signature verification Proof
  • Income Proof - Last three months salary slips, Last six months bank statement

PRECLOSURE + OTHER CHARGES

  • No prepayment charges
  • No foreclosure charges
Tata Capital Personal Loan

Tata Capital Personal Loan

Interest Rate

10.99% - 19%

Processing Fee

Min: INR 999 plus taxes, Max: Upto 2%

TENURE

1 year - 6 years

APPLY NOW

ELIGIBILITY

  • Salaried employees: Age criteria 21 - 58 years | Employeed in public or private sector | Minimum  2 year work experience | Minimum salary INR 20k pm
  • Businessman or Self Employed Professional: Age criteria 25 years to 65 years | 3 year business record|Income of INR 2 lacs pa | Business in the same city for last 3 years

DOCUMENTS REQUIRED

  • Salaried employees: ID Proof (Voter ID/Passport/DL/Aadhaar) + Address Proof (Passport/Utility bills/Aadhaar Card) + Bank statement for latest 3 months + 3 latest salary slips + 2 year Employment details
  • Self employed individuals:  ID Proof (Voter ID/Passport/DL/Aadhaar) + Address Proof (Passport/Utility bills/Aadhaar Card) + Bank statement for latest 3 months + Proof of highest education degree + Latest ITR, CA certified computation of income, financial statements for last 2 years 

PRECLOSURE + OTHER CHARGES

  • Prepayment permissible only after 12 EMIs are paid
  • Preclosure charges upto 4%
Fullerton Personal Loan

Fullerton Personal Loan

Interest Rate

11.99% onwards

Processing Fee

Upto 6.50% of loan amount plus taxes

TENURE

1 year to 5 years

APPLY NOW

ELIGIBILITY

  • Indian National
  • Salaried / self employed

DOCUMENTS REQUIRED

  • Application form with recent photograph
  • ID Proof, Address Proof & Age Proof
  • Bank statement/ passbook for last 6 months or 3 months salary slip + Form 16 + 3 years ITR + Processing fee cheque

PRECLOSURE + OTHER CHARGES

  • No preclosure allowed till 6 months of agreement date
  • Charges from 7 months to 17 months - 7%
  • Charges from 18 months to 23 months - 5%
  • Charges from 24 months to 35 months - 3%
  • No charges if foreclosure done after 36 months
HDFC Bank Personal Loan

HDFC Bank Personal Loan

Interest Rate

Fixed Interest Rate: 15% - 20.99% (No floating interest rate)

Processing Fee

Upto 2.5% of loan amount (Min: 1999 and Max: 25000)

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Private & Public sector employees /Salaried doctors and CAs
  • Salary > INR 20000 for metro cities and > INR 15000 for other cities
  • Job experience > 2 years out of which one year with current employer
  • Age > 21 & < 60 years

DOCUMENTS REQUIRED

  • Address proof
  • ID proof
  • Bank statement of last 3 months
  • Last salary slip
  • Last Form 16

PRECLOSURE + OTHER CHARGES

  • Pre-payment (part or full) permissible only after one year
  • Pre-payment charges differ as per the year of payment: 13-24 months 4% of outstanding Principal / 25-36 months 3% / >36 months 2%
SBI Personal Loan

SBI Personal Loan

Interest Rate

10.65% - 15.05%

Processing Fee

1% of loan amount plus taxes

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Salaried employees/ self employed professionals and non professionals/ pensioners of central, state govt or armed forces with regular source of income
  • Minimum net monthly income: INR 5000
  • EMI / NMI not to be greater than 50%

DOCUMENTS REQUIRED

  • Filled form with signature
  • Aadhaar + PAN + ID Proof
  • Salary slips for last 3 months
  • For self employed, bank statement plus income computation

PRECLOSURE + OTHER CHARGES

  • In case applicable rate of interest for the personal loan is floating rate, there are no pre-payment charges.
  • In case of fixed rate of interest, 3% of prepaid account are the pre-payment charges.
  • Preclosure charges are also 3% of remaining amount.
  • No preclosure charges if new loan taken under the same scheme and proceeds used to close the old loan
Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank Personal Loan

Interest Rate

10.99% - 24%

Processing Fee

Upto 2.5% of loan amount plus applicable taxes

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Salaried public or private sector employees
  • Age greater than 21 and less than 50
  • Net monthly income > INR 20000
  • Min work experience 1 year
  • Staying in same city for past 1 year
  • Minimum Education qualification: Graduate

DOCUMENTS REQUIRED

  • ID Proof, Residence Proof & Age Proof
  • Income details & Bank Account Statements
  • Filled application form with signature 
  • Ownership Proof

PRECLOSURE + OTHER CHARGES

  • No prepayment allowed before 1 year
  • No provision of part prepayment
  • 5% preclosure charges after 1 year of loan plus applicable taxes
Sorry! We couldn't find any offer matching this category.

Select up to 3 items for detailed comparison

top