loading...

Looking for a personal loan?

Compare and apply instantly

Interest Rate

14% - 26%

Processing Fee

Upto 2% of loan amount

TENURE

Upto 5 years

APPLY NOW

ELIGIBILITY

  • Indian National
  • Salaried individuals
  • Age > 23 & < 60 years

DOCUMENTS REQUIRED

  • Loan Application Form
  • KYC Documents
  • Last three months salary slips
  • Last six months bank statement

PRECLOSURE + OTHER CHARGES

  • Pre-closure is allowed after 6 months from loan disbursement date.
  • No preclosure charges for Loans with floating rate of Interest.
Interest Rate

10.99% - 20%

Processing Fee

Upto 2.25% plus taxes

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Salaried individual: Age > 23 years & < 58 years|Monthly income > INR 25000 for metro cities and INR 17500 for others|Total work exp > 2 years|Current residence > 1 year
  • Self employed individuals: Age >25 years for Doctors and 28 years for other SEP|Income >INR 15 lacs for SEP & >INR 40 lacs for SENP|Current business >5 years; for Doctors >3 years

DOCUMENTS REQUIRED

  • Salaried employees: ID Proof (Voter ID/Passport/PAN/DL/Aadhaar) + Address Proof (Passport/Utility bills/Aadhaar Card) + Bank statement for latest 3 months in which salary is credited + 3 latest salary slips +2 passport size photos
  • Self employed individuals:  ID Proof (Voter ID/Passport/PAN/DL/Aadhaar) + Address Proof (Passport/Utility bills/Aadhaar Card) + DOB Proof + Income proof (2 years audited by CA) + 6 months bank statement + Office address proof + Proof of continuity of business

PRECLOSURE + OTHER CHARGES

  • No prepayment allowed before 6 months
  • 5% preclosure charges plus applicable taxes
  • Late payment additional interest rate is 24% per annum
Interest Rate

Upto 36% (Varies as per loan amount, tenure, credit score etc)

Processing Fee

Zero

TENURE

1 year

APPLY NOW

ELIGIBILITY

  • Indian National with age > 19 years
  • Must have valid Email id and Mobile number (linked to Aadhaar)
  • Aadhaar Card + PAN Card
  • Functional webcam with Internet connection
  • Personal Bank Savings Account with Net Banking facility

DOCUMENTS REQUIRED

  • Online submission of PAN Card & Aadhaar Card

PRECLOSURE + OTHER CHARGES

  • No prepayment allowed
Interest Rate

Based on tenure

Processing Fee

Zero

TENURE

1 year - 2 years

APPLY NOW

ELIGIBILITY

  • Indian National | Salaried Individuals
  • Age > 21 years
  • Work Experience > 1 year in present company
  • Net Salary > INR 20000 per month

DOCUMENTS REQUIRED

  • ID and Address Proof
  • Last 3 months Salary slips
  • Last 6 months Bank statements
  • Passport size photographs
  • Appointment letter/  Letter of employment duration from employer
  • Salary Bank Account for latest 6 months 

PRECLOSURE + OTHER CHARGES

  • 4% Cashback on amount prepaid
Interest Rate

11.99% onwards

Processing Fee

Upto 5% of loan amount

TENURE

3 months - 6 years

ELIGIBILITY

  • Indian National
  • Salaried individuals/ Self Employed Individuals
  • Age > 21 years
  • Monthly income > INR 15000

DOCUMENTS REQUIRED

  • Aadhaar Card
  • PAN Card
  • Bank Account Internet Banking

PRECLOSURE + OTHER CHARGES

  • No prepayment charges for loan upto INR 20000
  • 5% prepayment charges for loan > INR 20000 
Interest Rate

10.75% onwards

Processing Fee

Upto 2.5% of loan amount (Min: INR 999 plus taxes)

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Indian National
  • Salaried individuals
  • Age > 21 & < 60 years at time of loan closure

DOCUMENTS REQUIRED

  • Loan Application Form
  • ID Proof - Passport/ Driving Licence/ Aadhaar Card/ Voter ID
  • Address Proof - Valid ID Proof with permanent address
  • Income Proof - Last 3 months salary slips + Last 6 months Bank statement + Last 2 years IT Returns

PRECLOSURE + OTHER CHARGES

  • Both part prepayment and foreclosure are allowed after payment of 12 EMIs.
  • Part prepayment charges are 1% of amount being paid
  • Foreclosure charges are 4% of Outstanding Principal between 13 - 24 months from 1st EMI / 3% between 25 - 36 months / 2% between 37 - 48 months / No charges after 48 months from 1st EMI
Interest Rate

15.75% - 24%

Processing Fee

1.5% - 2% of loan amount

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Indian National
  • Salaried individuals - Salaried Doctors/ Private & Public Ltd Employees/ Public & Pvt Limited Companies/ Government sector Employees
  • Age > 21 years & < 60 years at the time of maturity
  • Monthly income > INR 15000

DOCUMENTS REQUIRED

  • Loan Application Form
  • KYC Documents - ID Proof, Address Proof, Age Proof, Signature verification Proof
  • Income Proof - Last three months salary slips, Last six months bank statement

PRECLOSURE + OTHER CHARGES

  • No prepayment charges
  • No foreclosure charges
Interest Rate

10.99% - 19%

Processing Fee

Min: INR 999 plus taxes, Max: Upto 2%

TENURE

1 year - 6 years

APPLY NOW

ELIGIBILITY

  • Salaried employees: Age criteria 21 - 58 years | Employeed in public or private sector | Minimum  2 year work experience | Minimum salary INR 20k pm
  • Businessman or Self Employed Professional: Age criteria 25 years to 65 years | 3 year business record|Income of INR 2 lacs pa | Business in the same city for last 3 years

DOCUMENTS REQUIRED

  • Salaried employees: ID Proof (Voter ID/Passport/DL/Aadhaar) + Address Proof (Passport/Utility bills/Aadhaar Card) + Bank statement for latest 3 months + 3 latest salary slips + 2 year Employment details
  • Self employed individuals:  ID Proof (Voter ID/Passport/DL/Aadhaar) + Address Proof (Passport/Utility bills/Aadhaar Card) + Bank statement for latest 3 months + Proof of highest education degree + Latest ITR, CA certified computation of income, financial statements for last 2 years 

PRECLOSURE + OTHER CHARGES

  • Prepayment permissible only after 12 EMIs are paid
  • Preclosure charges upto 4%
Interest Rate

11.99% onwards

Processing Fee

Upto 6.50% of loan amount plus taxes

TENURE

1 year to 5 years

APPLY NOW

ELIGIBILITY

  • Indian National
  • Salaried / self employed

DOCUMENTS REQUIRED

  • Application form with recent photograph
  • ID Proof, Address Proof & Age Proof
  • Bank statement/ passbook for last 6 months or 3 months salary slip + Form 16 + 3 years ITR + Processing fee cheque

PRECLOSURE + OTHER CHARGES

  • No preclosure allowed till 6 months of agreement date
  • Charges from 7 months to 17 months - 7%
  • Charges from 18 months to 23 months - 5%
  • Charges from 24 months to 35 months - 3%
  • No charges if foreclosure done after 36 months
Interest Rate

Fixed Interest Rate: 15% - 20.99% (No floating interest rate)

Processing Fee

Upto 2.5% of loan amount (Min: 1999 and Max: 25000)

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Private & Public sector employees /Salaried doctors and CAs
  • Salary > INR 20000 for metro cities and > INR 15000 for other cities
  • Job experience > 2 years out of which one year with current employer
  • Age > 21 & < 60 years

DOCUMENTS REQUIRED

  • Address proof
  • ID proof
  • Bank statement of last 3 months
  • Last salary slip
  • Last Form 16

PRECLOSURE + OTHER CHARGES

  • Pre-payment (part or full) permissible only after one year
  • Pre-payment charges differ as per the year of payment: 13-24 months 4% of outstanding Principal / 25-36 months 3% / >36 months 2%
Interest Rate

10.65% - 15.05%

Processing Fee

1% of loan amount plus taxes

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Salaried employees/ self employed professionals and non professionals/ pensioners of central, state govt or armed forces with regular source of income
  • Minimum net monthly income: INR 5000
  • EMI / NMI not to be greater than 50%

DOCUMENTS REQUIRED

  • Filled form with signature
  • Aadhaar + PAN + ID Proof
  • Salary slips for last 3 months
  • For self employed, bank statement plus income computation

PRECLOSURE + OTHER CHARGES

  • In case applicable rate of interest for the personal loan is floating rate, there are no pre-payment charges.
  • In case of fixed rate of interest, 3% of prepaid account are the pre-payment charges.
  • Preclosure charges are also 3% of remaining amount.
  • No preclosure charges if new loan taken under the same scheme and proceeds used to close the old loan
Interest Rate

10.99% - 24%

Processing Fee

Upto 2.5% of loan amount plus applicable taxes

TENURE

1 year - 5 years

APPLY NOW

ELIGIBILITY

  • Salaried public or private sector employees
  • Age greater than 21 and less than 50
  • Net monthly income > INR 20000
  • Min work experience 1 year
  • Staying in same city for past 1 year
  • Minimum Education qualification: Graduate

DOCUMENTS REQUIRED

  • ID Proof, Residence Proof & Age Proof
  • Income details & Bank Account Statements
  • Filled application form with signature 
  • Ownership Proof

PRECLOSURE + OTHER CHARGES

  • No prepayment allowed before 1 year
  • No provision of part prepayment
  • 5% preclosure charges after 1 year of loan plus applicable taxes
Sorry! We couldn't find any offer matching this category.

Select up to 3 items for detailed comparison

top