• Indian National with age > 19 years
• Must have valid Email id and Mobile number (linked to Aadhaar)
• Aadhaar Card + PAN Card
• Functional webcam with Internet connection
• Personal Bank Savings Account with Net Banking facility

• Online submission of PAN Card & Aadhaar Card

• No prepayment allowed

• Indian National
• Salaried / self employed
• Salary 20,000 Per Month

• Application form with recent photograph.
• ID Proof, Address Proof & Age Proof.
• Bank statement/ passbook for last 6 months or 3 months salary slip + Form 16 + 3 years ITR + Processing fee cheque.

• No preclosure allowed till 6 months of agreement date
• Charges from 7 months to 17 months - 7%
• Charges from 18 months to 23 months - 5%
• Charges from 24 months to 35 months - 3%
• No charges if foreclosure done after 36 months

Age Band – 18 – 60 years 

Salaried or Self-Employed both

Bachelor / Couple / Small Family / Engaged etc

Monthly Income of the applicant must be above 15K per month

Can operate a mobile or work on a website i.e. has access to internet

Must be using Net-Banking

Must be having valid KYC (AADHAAR, Voter Card, Passport, Driving Licence, Utility Bill), PAN, Bank Account

Address Proof (Any one) – AADHAAR, Passport, Driving Licence, Voter ID, Utility Bill (Landline, Post-paid Mobile, Electricity, Gas)

Identity Proof (Any one) – AADHAAR, PAN, Passport, Driving Licence, Voter ID

PAN

Photograph

Access to Net-Banking

Nil

Service charges:0.918% per day

Extension fee: 0.50% per day

Late payment penalty: 10% per week