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Looking for a personal loan?

One stop solution to all your financial needs

Interest Rate

Upto 2.50% per month (Based on tenure)

Processing Fee

INR 500 - INR 2250 (Based on tenure)

TENURE

15 days - 12 months

ELIGIBILITY

  • Indian National
  • Salaried individuals
  • Working in Top A & B Companies (Excluding Proprietership Companies/ Partnership)
  • Monthly Income > INR 15k per month

 

DOCUMENTS REQUIRED

  • Photo ID Proof - PAN Card
  • Latest Salary Slip
  • Aadhar Card
  • Permanent Address Proof - Passport/ Driving Licence/ Voter's ID Card/ Utility Bills
  • Latest Bank Statement with salary details
  • Photo Proof - Selfie upload

PRECLOSURE + OTHER CHARGES

  • Prepayment is permissible at any point of time
  • There are no separate charges
  • As interest charges are deducted at times of disbursal, they are not reduced or reimbursed
Interest Rate

Upto 36% (Varies as per loan amount, tenure, credit score etc)

Processing Fee

5 %

TENURE

1 year

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ELIGIBILITY

  • Indian National with age > 19 years
  • Must have valid Email id and Mobile number (linked to Aadhaar)
  • Aadhaar Card + PAN Card
  • Functional webcam with Internet connection
  • Personal Bank Savings Account with Net Banking facility

DOCUMENTS REQUIRED

  • Online submission of PAN Card & Aadhaar Card

PRECLOSURE + OTHER CHARGES

  • No prepayment allowed
Interest Rate

11.99% onwards

Processing Fee

Upto 5% of loan amount

TENURE

3 months - 6 years

ELIGIBILITY

  • Indian National
  • Salaried individuals/ Self Employed Individuals
  • Age > 21 years
  • Monthly income > INR 15000

DOCUMENTS REQUIRED

  • Aadhaar Card
  • PAN Card
  • Bank Account Internet Banking

PRECLOSURE + OTHER CHARGES

  • No prepayment charges for loan upto INR 20000
  • 5% prepayment charges for loan > INR 20000 
Interest Rate

11.99 % Onwards*

Processing Fee

Upto 6.50% of loan amount plus taxes

TENURE

1 year - 5 years

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ELIGIBILITY

  • Indian National
  • Salaried / self employed
  • Salary 20,000 Per Month

DOCUMENTS REQUIRED

  • Application form with recent photograph.
  • ID Proof, Address Proof & Age Proof.
  • Bank statement/ passbook for last 6 months or 3 months salary slip + Form 16 + 3 years ITR + Processing fee cheque.

PRECLOSURE + OTHER CHARGES

  • No preclosure allowed till 6 months of agreement date
  • Charges from 7 months to 17 months - 7%
  • Charges from 18 months to 23 months - 5%
  • Charges from 24 months to 35 months - 3%
  • No charges if foreclosure done after 36 months
Interest Rate

14% to 24%

Processing Fee

2% to 4%

TENURE

 1-5 years

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ELIGIBILITY

Min age – 24 years  (as discussed)

Max age – 58 years  

Geo limit-

50kms from city centre for metros 

30kms from city centre for non-metros

Minimum salary norms-

14k - 30k

CIBIL cut-off for eligibility-

550 - 600

New to CIBIL cases accepted 

DOCUMENTS REQUIRED

Identity proof 

a) Passport 

b) PAN Card 

c) Voters ID 

d) Driving License 

e) Aadhar Card 

 

Address proof 

a) Latest landline / Postpaid bill 

b) Bank statement 

c) Electricity bill 

d) Ration card 

e) Registered Rent agreement 

PRECLOSURE + OTHER CHARGES

5% to 6 %

 

Interest Rate

12.99% onwards

Processing Fee

Upto 3.99% of the loan amount

TENURE

12 to 60 months

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ELIGIBILITY

1) Salaried Professional

2) Min. Salary req - 22000 p.m 

3) Age more than 25 to 55 years

 

DOCUMENTS REQUIRED

1) KYC document

2) Employee ID card

3) Last 2 month Salary Slip

4) Bank statements of your salary account for last 3 months

 

PRECLOSURE + OTHER CHARGES

Types of Fees Charges Applicable

1) Personal Loan Interest Rates-12.99% onwards

2) Processing fees-Up to 3.99% of the loan amount

3) Bounce Charges-Rs. 600 - 1200 Per bounce (Inclusive of applicable taxes)

4) Penal interest-2% of EMI amount per month + applicable taxes or Rs. 200 per month (Inclusive of taxes), whichever is higher.

5) Secure fee (only for online approvals)-Rs. 4,499

6) Outstation collection charges-Rs. 65 + applicable taxes per repayment instrument

 

Interest Rate

0.082% per day -0.329% per day

Processing Fee

INR 999

TENURE

7 days to 30 days

APPLY NOW

ELIGIBILITY

Age Band – 18 – 60 years 

Salaried or Self-Employed both

Bachelor / Couple / Small Family / Engaged etc

Monthly Income of the applicant must be above 15K per month

Can operate a mobile or work on a website i.e. has access to internet

Must be using Net-Banking

Must be having valid KYC (AADHAAR, Voter Card, Passport, Driving Licence, Utility Bill), PAN, Bank Account

 

DOCUMENTS REQUIRED

Address Proof (Any one) – AADHAAR, Passport, Driving Licence, Voter ID, Utility Bill (Landline, Post-paid Mobile, Electricity, Gas)

Identity Proof (Any one) – AADHAAR, PAN, Passport, Driving Licence, Voter ID

PAN

Photograph

Access to Net-Banking

PRECLOSURE + OTHER CHARGES

Nil

Service charges:0.918% per day

 

Extension fee: 0.50% per day

 

Late payment penalty: 10% per week

 

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Q1.In what cases can i opt for a personal loan?

 

You can opt for a personal loan for making big purchases , marraige , home renovation, medical bills, investments, down payments etc. basically any expense which comes witha short notice period in a lum sum amount.

 

Q2.What is the tenure of a personal loan?

 

Personal loans generally vary between 1 to 5 years.

 

Q3.What are the key documents required when applying for a applying?

 

The key documents are as folows:

  • Income Proof for Salaried
  • Recent acknowledged ITR for self-employed
  • Address proof
  • Identity Proof
  • License/Degree(in case of self-employed )

 

Q4.Can I Preclose my loan?

 

Yes.You have the option of prepaying the loan with various loan providers, standard pre-closure charges will be levied.

 

Q5.Do I have to pay any additional charges for personal loan?

 

Yes. A Processing fee will be levied on which differs from bank to bank.

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