Piramal Housing Loan

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About Piramal Housing Loan

Piramal home loan is one of the most popular products in the piramal group with lowest interest rate starting 9%* per annum with up to 20% higher loan eligibility .


  • Age: 25-40
  • Salaried Individuals (Both Resident as well as NRI)
  • Self Employed Individuals (Customized scheme for Doctors, CAs & other Professionals)
  • Self Employed Non Individuals

Interest Rate

9 %

Processing Fee

0.10 %*


30 years



Fee And Charges Piramal Housing Loan

Personal Loan Fee TypeCharges
Processing Fee0.10 %*
Tenure30 years

Other Charges

  • N/A


The minimum age requirement is 25years and the maximum age till which consumers can apply is 40years. The applicant should be salaried or self-employed individuals.
  • There documents of 3 categories that are required
  • Identity proof-PAN Card along with Aadhar Card, Driving license or Voter’s Card.
  • Income proof- Payslip of last 3 months, Form16, Bank A/c statement of salary account.
  • Address proof- Aadhar Card or Utility bills.
  • Piramal housing group charges one of the lowest interest rate from 9% per annum and has 20% higher chances of eligibility for an applicant.
    One of the major benefits is that after balance transfer applicants can avail a reduction of up to 15% on their EMI. Other benefits include loan term period of 30 years and receival of 90% of the property cost and top up facility of 20% if the EMI value remains unchanged.
    There isn’t any tax benefit that an NRI will be entitled to however if the NRI files tax returns only then they become eligible to avail tax benefits.

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