Bajaj Housing Finance Limited

Bajaj Housing Finance Limited

Get best home loan with Bajaj Finserv

Interest Rate

8.60%* onwards

Processing Fee





Age limit for salaried: 23 to 62 yrs

Age limit for self-employed: 25 to 70 yrs

Min Credit Score: 750

Minimum Salary: Rs. 25,000 p.m

Work Exp for salaried: Min 3 yrs

Business continuity: Min 5 yrs


KYC Documents

Address proof

Identity proof


Form 16/ latest salary slips

Bank account statements of the last 6 months

Proof of business continuity (for business person, self-employed)


Individual: Floating rate >1 month - NIl

Non-Individual: Floating rate >1 month - 4% + applicable taxes

All borrowers: Fixed rate >1 month - 4% + applicable taxes


For Term Loan, charges are calculated on the outstanding principal.

For Flexi Interest-only Loan, charges are calculated on the sanctioned limit.

For Flexi Term Loan, charges are calculated on the current dropline limit.


Other charges:

Loan statement charges-Rs. 50

Interest and principal statement charges-NIL

EMI bounce charges-Rs. 3,000

Penal Interest-2% per month + taxes applicable taxes

Secure fee-Rs. 9999 (One time)

Mortgage origination fee-Rs.1,999 (non-refundable)

Grow your business and Upgrade your home with Bajaj Finserv. Get Home Loan at attractive rates, starting from 8.80% . Your EMI can go as low as INR 980 per INR 1 lakh. Invest today with bajaj finserv to live the luxury life without hurting your pockets because when it comes to choose something for the longer run you only trust the best.
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