Axis Bank Home Loan

Axis Bank Home Loan

Interest Rate

8.50% - 11.75%

Processing Fee





  • Age >21 & <65 at the time of maturity of loan
  • Individuals filing tax returns


  • ID Proof documents which can be any of the following - PAN/ Aadhaar/ DL with photo/ Passport/ Voter's ID
  • Residence proof documents - Utility bills / Passport/ DL/ Voter ID/ Aadhaar
  • Income proof documents including Last 3 salary slips + latest form 16 for salaried individuals | IT returns for last 2 years + income computation certified by CA for ast 2 years + 6 months bank statement


  • No prepayment charges for loans with floating rate of interest
  • 2% prepayment charges including preclosure for fixed rate of interest
Axis Bank Home Loan offers customers with competitive interest rates, option to choose floating interest rate or fixed interest rate. Axis Bank home loan also allows customers to transfer loan balance without much hassle.
  • Fast Forward Home Loan
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  • Axis Bank Home Loan
  • Empower Home Loan
  • Super Saver Home Loan

Contact number: 1860 419 5555/ 1860 500 5555

For customers outside India: 91 22 6798 7700

(Loan services available betwee 9 am to 9 pm from Monday to Saturday

Q1. Can I avail a home loan for home improvements or a home extension?


Yes. You can avail a home loan  for purchase or construction of a house, home repairs, home improvements and renovations and home extension as well.


Q2. What is the criteria to qualify for a home loan with Axis bank?


The following are the factors which determine the home loan eligibility among others:

Age of the primary applicant

Number of dependants that the applicants have to support

Assets and liabilities of the appicants

Stability and continuity of the primary applicant's occupation.


Q3. Does Axis bank offer different types of home loan interest rates?


Yes. Axis bank offers both Fixed and floating rates as explained below:

Fixed Home Loan rates: The rate of Interest applicable for the home loan is fixed throughout the term of repayment of loan.

Floating Home loan rates: The rate of Interest applicable for the home loan changes with change in the bank's base rate/MCLR rate.


Q4. what fee do I need to pay to apply for an Axis bank home loan?


Yes. Processing fee of 1% of the outstanding principal with a minimum of INR10,000 plus GST as applicable will be charged. Upfront processing fee of INR2500 plus GST shall be collected at the time of application login. This fee will not be refunded under any circumstances such as loan rejection/withdrwal of the loan applicant etc..non disbursement of loan for the reasons solely attributable to the customer. Balance processing fee as applicable shall be collected at the time of loan disbursement.


Q5.When is my EMI due?


The EMI will be due on a fixed date each month. The date will be notified when the loan is disbused.

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