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Looking for a home loan?

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Interest Rate

8.70% - 9.40%

Processing Fee

0.50% (Min INR 1500 & Max INR 10000)

TENURE

Upto 30 years

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ELIGIBILITY

  • Indian National
  • Salaried / Self Employed Individuals
  • For Salaried Individuals - Should be confirmed in the service for > 3 years
  • For Self Employed Individuals (Professional/ Business) - Profesion/ Business should be going on for > 3 years
  • Entry Age < 60 years at time of availing loan & loan liability clearing age < 70 years

DOCUMENTS REQUIRED

  • Loan Application form with 2 Passport size photograph
  • ID Proof + Address Proof + Age Proof
  • Sale Deed + Agreement for Sale
  • Allotment Letter from Owners' Association/ Society/ Builder/ Housing Board if applicable
  • Salary Sertificate + Form 16 for Salaried Individuals
  • ITR + Balance Sheet + P&L Account for last 3 years for Self Employed Individuals

PRECLOSURE + OTHER CHARGES

  • No foreclosure charges for Floating Rate of interest in case of loan transferred to other Bank or NBFC
Interest Rate

8.50% - 11.75%

Processing Fee

Upto 1% ; max 10000 plus taxes

TENURE

3 years to 30 years

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ELIGIBILITY

  • Age >21 & <65 at the time of maturity of loan
  • Individuals filing tax returns

DOCUMENTS REQUIRED

  • ID Proof documents which can be any of the following - PAN/ Aadhaar/ DL with photo/ Passport/ Voter's ID
  • Residence proof documents - Utility bills / Passport/ DL/ Voter ID/ Aadhaar
  • Income proof documents including Last 3 salary slips + latest form 16 for salaried individuals | IT returns for last 2 years + income computation certified by CA for ast 2 years + 6 months bank statement

PRECLOSURE + OTHER CHARGES

  • No prepayment charges for loans with floating rate of interest
  • 2% prepayment charges including preclosure for fixed rate of interest
Interest Rate

8.20% - 11.35%

Processing Fee

0.5% - 1% plus taxes upto INR 1500 (INR 2000 for Delhi, Mumbai & Bangalore)

TENURE

3 years - 30 years

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ELIGIBILITY

  • Indian National
  • Age > 21 & <65 years

DOCUMENTS REQUIRED

  • Application form with signature
  • ID proof, Residence proof
  • 6 months bank statement
  • Processing fee cheque
  • Proof of income: For salaried - Latest 3 months salary lip, form 16 / For self employed - Income computation, business proof

PRECLOSURE + OTHER CHARGES

  • 2% plus taxes on preclosure of home loans with fixed rate of interest
  • No charges for loans with floating rate of interest
Interest Rate

8.35% - 10.10%

Processing Fee

INR 5000 - INR 20000/ 0.50% - 1.50% plus taxes

TENURE

1 year - 30 years

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ELIGIBILITY

  • Indian resident / NRI
  • Minimum age 21 years
  • Max repayment age - 65 years
  • Salaried or self-employed

DOCUMENTS REQUIRED

  • Proof of Identity: DL/ Voter ID/ Aadhaar Card/ PAN (mandatory) / Valid passport
  • Residence proof: Utility bill/ Employer letter/ Bank statement or copy of passbook/ rent agreement/ sale deed/ Ration card
  • Proof of income: For salaried - Last 2 months salary slip + copy of bank statment for 3 months (if cash salary: Income details on Company letterlead)
  • Proof of income: For Self employed - Computation of income for the last 2 years + Income Tax returns for past 2 years + Bank statement for last 6 months + Certificate of qualification for professionals (CA/ Doctors/ Architects)

PRECLOSURE + OTHER CHARGES

  • No prepayment allowed before 6 months from 1st EMI for both Floating & Fixed Rate of interest
  • No prepayment charges for individual loan being repaid from self sources after 6 EMIs are paid
  • Upto 2% plus applicable taxes for others
Interest Rate

8.50% - 9.50%

Processing Fee

0.50% - 1.50% plus taxes (Max 4500)

TENURE

1 year - 30 years

APPLY NOW

ELIGIBILITY

  • Indian national
  • Age > 21 years and < 60 years

DOCUMENTS REQUIRED

  • Application form with photograph + Processing fee cheque
  • ID Proof & Address Proof + Last 6 months bank statement
  • Income Proof For salaried: Latest salary slip + Form 16
  • Income Proof for Businessmen - Professionals: Proof of business & Educational Qualifications Certificate + Business Profile & Previous 3 years ITR + Previous 3 years Financial statements
  • Income Proof for Agriculturists: Copies of title documents of Agricultural Land depicting Land holding as well as depicting crops being cultivated + Statement of previous 2 years of loans availed

PRECLOSURE + OTHER CHARGES

  • No prepayment charges for individual loan being repaid from self sources
  • Upto 2% plus applicable taxes for loans being foreclosed by funds from other sources
Interest Rate

8.45% - 9%

Processing Fee

0.35% of loan amount (Min INR 2000 and Max INR 10000 plus taxes )

TENURE

3 years - 30 years

APPLY NOW

ELIGIBILITY

  • Indian resident / NRI
  • Minimum age 18 years
  • Max repayment age - 70 years

DOCUMENTS REQUIRED

  • Proof of Identity: DL/ Voter ID/ Aadhaar Card/ PAN
  • Proof of Residence: Passport/ Aadhaar/ Utility Bills
  • Prood of income: For salaried - Last 3 months salary slip + Form 16 for last 3 years / For Self employed: Computation of income for the last 2 years + Income Tax returns for past 2 years

PRECLOSURE + OTHER CHARGES

  • No preclosure charges
  • Other Miscallenous costs include Documentation charges, Lawyer fees, Valuer fees, Stamp Duty etc
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