5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Swiggy, Tata CLiQ, Uber, Zomato, and Sony LIV.
1% cashback on all other purchases, except Govt, EMI, fuel, and wallet transactions.
Each calendar quarter, vouchers of Rs 1000 are given to customers who spend Rs 1,00,000 or more.
Up to 20% off is offered to partner restaurants by Swiggy Dineout.
Spend at least Rs 1 lakh during the previous 12 months to receive a waiver of the renewal membership cost for the next year.
On your transactions between Rs. 400 and Rs. 5,000, you can additionally take advantage of a 1% fuel cost waiver. The highest cashback you can receive in a single statement cycle is Rs. 250.
Age: Min 21 Years & Max 40 Years
Income for Salaried: Net Monthly Income should be Rs.35,000
Income for Self Employed: ITR 6.0 Lakhs Per Annum
Resident: Applicant must be resident of India
Welcome Offer
After paying your membership fees, you will receive reward points equal to the fee amount.
Terms & Conditions
Cash Points will be awarded as CashBack based on the features of the product. Cash Points are only valid for two years after they are accumulated.
You will receive CashBack in the form of CashPoints, which you can use to settle the balance on the statement (only upon request). The redemption rate will be 1 CashPoint = Rs 1 when applied to the statement balance.
500 CashPoints is the minimum amount needed to redeem against the statement balance.
At a value of 1 CashPoint = Rs 0.30, CashPoints can also be redeemed for travel perks including reservations for flights and hotels and the Rewards Catalogue through the SmartBuy Rewards Portal.
Every quarter, the Millennia card gives free milestone rewards for transactions up to Rs. 1 lakh. You can choose to receive a coupon worth Rs. 1,000 from the list of affiliated brands or one complimentary lounge pass.
The HDFC Millennia Credit Card is made to provide benefits and cashbacks that are specifically suited to the requirements of the millennial generation. It offers 1% cashback on other purchases and up to 5% cashback on well-known online retailers including Amazon, Flipkart, Swiggy, and Zomato. The card offers 0% liability protection for stolen cards, free access to airline lounges, and milestone benefits. The first-year membership fees for this HDFC card is Rs. 1,000 plus applicable taxes, and the renewal membership fee is Rs. 1,000 plus applicable taxes. If you spend Rs. 1 lakh in one calendar year, you can receive a waiver of your renewal charge for the following renewal year. For lifestyle enthusiasts and regular online shoppers, the HDFC Millennia Credit Card is perfect as it offers contactless payment choices and an easy-to-manage rewards program. Cardholders can also take advantage of EMI conversion options and waivers of fuel surcharges.
HDFC Millennia Credit Card can be applied online as well as offline. To apply offline, visit the nearest HDFC Bank branch and fill out the application; to apply online, follow these instructions to get your card.
You can accumulate and use the cashback you receive to reduce the balance on your account as CashPoints. To redeem cash points, follow these steps:
These documentation are required for applying the HDFC Bank Millennia credit card:
Proof of Identity - Driving Licence, Aadhaar card, Passport
Address Proof - Ration Card, Voter ID, Passport, Aadhaar card
Income Proof - Salary Slip, Form 16, IT Returns