About Card Details
The American Express® Platinum Reserve Credit Card is designed for affluent consumers seeking premium travel, dining, and lifestyle benefits. Cardholders enjoy complimentary domestic and international lounge access, luxury hotel memberships including Accor Plus and Taj Epicure, golf privileges, milestone rewards, and accelerated Membership Rewards® earnings.
Documents & Eligibility
- To be eligible for this card, you must meet the following criteria:
- Age: Must be over 18 years of age.
Income Requirements
- Salaried: Personal annual income of INR 6 lakhs and above.
- Self-Employed: Personal annual income of INR 6 lakhs and above (the business must have been operating for more than 12 months).
- Credit Standing: A good credit history with no payment defaults.
- Account Status: Must have a savings or current account with an Indian or multinational bank operating in India.
- Residency: Must have a current residential address in India and be a Resident Indian under the Income Tax Act.
- Location Availability: Currently issued to residents of major locations, including Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat, Vadodara, Bhopal, Bhubaneswar, Ernakulam, Vijayawada, Lucknow, Ludhiana, Nagpur, Nashik, Trivandrum, Mysuru, Cuttack, and Vizag.
Bonus Perks & Benefits
- Up to ₹12,000 annual vouchers by spending ₹50,000 in a calendar month (₹1,000 voucher per eligible month).
- 12 Complimentary Domestic Airport Lounge Visits per year (max 3 per quarter).
- 2 Complimentary International Lounge Visits annually via Priority Pass.
- Complimentary membership to Priority Pass, with the US$99 annual membership fee waived off
- Complimentary ALL Accor+ Explorer Membership.
- Complimentary Taj Epicure Plus Membership.
- Complimentary EazyDiner Prime Membership.
- Golf access twice per month at 30+ golf courses (subject to spend criteria).
- Up to 5X Rewards through RewardXcelerator.
- Membership Rewards® points never expire.
- Points can be redeemed for travel, hotel stays, airline transfers, shopping vouchers, statement credits, and more.
- Up to 4 Supplementary Cards at no extra cost.
- Travel, dining, hotel, and lifestyle privileges across partner brands.