
List Of Best HDFC Credit Cards In India 2022
Posted by Creditkaro
Best
HDFC Credit Cards
The
list of 10 best HDFC credit cards is mentioned below:
1.
HDFC Regalia credit card.
2.
HDFC MoneyBack credit card.
3.
HDFC Millennia credit card.
4.
HDFC Titanium Times credit card.
5.
HDFC Platinum Times credit card.
A.
HDFC Regalia Credit Card
HDFC
Regalia credit card is called one of the Best HDFC Credit Cards among
other credit cards launched by the company. The reason is that these credit
cardholders can enjoy several types of benefits in various categories such as
travel, shopping, dining, and many more while using these credit cards.
The
customers who wish to obtain HDFC Regalia credit cards need to have a minimum
monthly income of more than Rs 1 lakh.
Key
Features & Benefits:
The
customers willing to get HDFC Regalia credit cards to need to pay Rs 2500 as
joining fees and its annual fees are also the same, Rs 2500 every year. But
this annual fee can be put aside if the cardholders can spend Rs 3 lakh in the
previous year through these credit cards.
Airport
lounge access has been a major feature that is offered with the HDFC Regalia
credit card and significantly, the HDFC Regalia credit cardholders can get the
rights of admittance to domestic lounges in any airport within India or 12
times every year by using Visa or MasterCard as well as can get access to six
international airport lounges every year.
Then
HDFC Regalia credit card offers splendid reward programs for the usage of this
card. The cardholders can get 4 reward points on spending for retail products
(except fuel) Rs 150 every time.
The
cardholders can also achieve another benefit, named milestone benefits. If the
respective cardholder spends Rs 5 lakh within a year then the respective credit
cardholder will be able to earn 10 thousand reward points and if the cardholder
can spend Rs 8 lakh within a year then he or she will be earning extra 5
thousand reward points. With these milestone benefits, the cardholders have
opportunities to cash on these reward points. They can shop for any premium
products and vouchers from reward catalogs. The achievers with milestone
benefits can enjoy up to 70% discounts on flight ticket bookings and hotel
reservations. HDFC has already introduced an exclusive Regalia portal for
Regalia credit cardholders.
This apart, this
credit card has also come up with a few more significant benefits such as air
accident death cover up to Rs 1 crore, emergency hospitalization cover up to Rs
15 lakh, credit liability cover of up to Rs 9 lakh, 1% fuel surcharge waiver at
the fuel stations throughout the country (The credit cardholders have to make
transactions between Rs 400 and Rs 5000) and more.
B.
HDFC MoneyBack Credit Card
According
to specialists, the HDFC MoneyBack Credit Card is ideal for beginners in the
usage of credit cards. The new users of credit cards, willing to avail of these
cards need to have an income of only Rs 13,500 to earn eligibility to obtain
these HDFC MoneyBack credit cards.
Key
Features & Benefits
The
customers willing to start with HDFC MoneyBack credit cards need joining fees
of Rs 500 and also the same amount for annual fees. The annual fee of Rs 500
can be relinquished if the credit cardholders spend Rs 50 thousand in the
previous years.
These
credit cardholders can earn two reward points every time after spending only Rs
150. If the credit cardholders spend the same amount through online shopping
they will be able to earn four reward points.
As
Rs 20 equals 100 points, the credit cardholders can cash in those reward points
for their cash credits.
The
credit cardholders can make savings up to Rs 250 in a billing cycle with
complete fuel surcharge relaxation.
The
credit cardholders can get vouchers of Rs 500 if they can spend Rs 50 thousand
within a quarter.
HDFC
MoneyBack credit card tenders a few more advantages for its users such as the
provision of getting loans on credit cards, provision of getting instant jumbo
loans, options to enhance credit limits, and facility of add-on-cards.
C.
HDFC Millennia Credit Card
HDFC
Millennia credit card can also be termed one of the Best HDFC Credit Cards as
this credit card has been designed in such ways that the cardholders can obtain
a wide range of benefits and rewards mostly across travel and cashback
categories. The customers who wish to use these cards need to have a minimum monthly
income of Rs 25,000 or the respective customers' ITR acknowledgment should be
at least Rs 6 lakh per year.
Key
features & Benefits:
HDFC
Millennia credit card is one of the rare credit cards in the market that offer
rewards to the users on traveling and tender access to the airport lounges
against the annual fee of only Rs 1000. This annual fee is also turned down if
the users of these credit cards use up Rs 1 lakh in the previous year.
Credit
cardholders can earn cashback on their every expenditure. They can earn 5%
cashback on shopping through PayZapp from Amazon, Flipkart, flight, and hotel
reservations, 5% cashback on their online expenditure of more than Rs 2000, and
1% cashback on spending offline and on wallet reloads above Rs 100.
These
credit cardholders can get free access to eight domestic airport lounges every
year.
The
cardholders can get vouchers of Rs 1000 if their expenses reach Rs 1 lakh every
quarter in the cards' first year.
These credit card
tenders offer discounts on good food trail dining programs.
D.
HDFC Titanium Times Credit Card
HDFC
Titanium Times credit card is generally popular among those credit card users
who prefer lower annual fees and do not feel upset while adjusting with a
couple of benefits. The joining and annual fee for this credit card is Rs 500
each. The annual fee can be waived if the cardholders can spend Rs 1.5 lakh in
the previous years.
Key
Features & Benefits:
HDFC
Titanium Times credit card tenders 25% discounts on movie tickets and 15%
concessions on dining.
These
credit cardholders can obtain vouchers for shopping, dining, and apparel
vouchers from branded associates.
HDFC
Titanium credit cardholders can earn 2 reward points after spending Rs 150
every time by using the cards.
The
credit card offers a waving of 1% fuel convenience charge.
The credit
cardholders can get free accidental death coverage up to Rs 50 lakh, but the
cardholders have to make four transactions every month.
E.
HDFC Platinum Times Credit Card
HDFC
Platinum credit card is also one of the Best HDFC credit Cards mentioned
by the country's specialists on credit cards. The key reason behind the opinion
is this credit card has been enlisted among the best entertainment credit cards
in India.
Key
Features & Benefits
HDFC
Platinum credit cardholders need to pay Rs 1000 to obtain these credit cards
and the annual fees are also Rs 1000 but it can be relaxed if the cardholders
spend Rs 2.5 lakh in the previous years.
Key
Features & Benefits:
The
HDFC Platinum Times credit cardholders can get various welcome benefits such as
18% discounts off medicines plus free consultation from renowned doctors,
savings up to Rs 1500 while reserving tickets through EasyMyTrip, Rs 500
concessions through VLCC, up to Rs 2500 discounts on purchasing Ajio gold, and
Rs 500 discounts on Zoom cars.
These
credit cardholders can get 25% discounts on movie tickets as well as 20%
concessions on dining.
These
credit cardholders can get 3 reward points for spending Rs 150 via credit cards
every time.
HDFC
Platinum credit card offers free accidental death coverage up to Rs 50 lakh to
the users on at least 4 transactions every month.
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